Programs and Services for Medical Disabilities

When a medical disability takes away your opportunity to work and earn an income, it may be necessary to seek out programs and services that can help you pay for health expenses while you recover at home.

Even if you do not have an impairment, investing in a disability insurance policy could help protect your financial future.
Social Security
Social Security is usually the first program that people think of when considering benefits for people with disabilities. As a federal program, Social Security has specific eligibility guidelines.
Unfortunately, the disability determination process can take quite a long time. While you wait for your results, you might need to rely on your savings or a disability insurance program to provide the money you need to live.

If your application for social security disability benefits is denied, there is an appeals process that you could consider. In addition, each state has different medical disability benefits programs.
These programs are based on specific types of disabilities, such as genetic diseases, gynecological cancers, etc.
Families with Children
For families with children, there are state and federal disability insurance options. State children’s health insurance programs help cover the medical bills incurred by children that have different types of physical disabilities, such as genetic diseases or a severely premature birth.
Respite care and waiver programs may also be available to families with dependents who are disabled.

Native Americans
There are also disability benefits programs specifically for people who have Native American heritage. If you believe that you could qualify for such a program, you would need to provide proof of your family background.
For people with behavioral or mental health disabilities, other federal and state programs may be able to offer help with housing, transportation and food.